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Introduction

Groww Mutual Fund has launched the Groww Multi Asset Allocation Fund, an open-ended scheme in the Multi Asset Allocation category. This New Fund Offer (NFO) is an opportunity for investors to participate in a diversified strategy that invests across multiple asset classes.

As an AMFI-registered distributor, we are sharing the key highlights of this NFO in line with SEBI guidelines. This blog is for informational purposes only and should not be considered investment advice.

NFO Details

• NFO Opens: September 10, 2025
• NFO Closes: September 24, 2025
• Scheme Type: Open-ended multi-asset allocation fund
• Face Value: ₹10 per unit during NFO
• Minimum Application: ₹500 and in multiples of Re. 1 thereafter
• Plans/Options: Regular & Direct Plans, Growth & IDCW options
• Exit Load: 1% if redeemed within 30 days; Nil thereafter

Investment Objective

The scheme seeks to generate long-term capital appreciation by investing across:

• Equity & Equity Related Instruments: 10–80%
• Debt & Money Market Instruments: 10–80%
• Gold, Silver, and Commodity ETFs/Derivatives: 10–50%
• Units of REITs & InvITs: up to 10%

The actual allocation will vary depending on market conditions, within the ranges disclosed in the Scheme Information Document (SID).

Benchmark

The scheme’s performance will be measured against a blended benchmark:

• 60% Nifty 500 TRI
• 30% CRISIL Composite Bond Fund Index
• 5% Domestic Gold Price
• 5% Domestic Silver Price

Product Suitability

According to the SEBI-mandated Riskometer, this product is classified as “Very High Risk”.

It may be suitable for investors who:

• Seek long-term wealth creation,
• Prefer exposure to multiple asset classes within one fund,
• Have a moderate to high risk appetite,
• Can stay invested for at least 3–5 years.

Key Risks

• Market Risk: Equity and commodities can fluctuate sharply.
• Debt Risk: Interest rate and credit risk in fixed-income instruments.
• Allocation Risk: Returns depend on the fund manager’s asset allocation decisions.
• Liquidity Risk: Some investments (like REITs/InvITs) may be less liquid.

Important Disclosures

• Mutual Fund investments are subject to market risks, including the possible loss of principal.
• Past performance of other schemes/funds is not indicative of future performance.
• Investors must read the Scheme Information Document (SID) and Key Information Memorandum (KIM) before investing.
• ARN Holder: [Insert Your ARN Number Here]

Conclusion

The Groww Multi Asset Allocation Fund NFO provides investors with a diversified allocation across equity, debt, commodities, and real estate-linked instruments under a single umbrella. Investors looking for long-term, diversified exposure may evaluate this fund, keeping in mind the associated risks and their own financial goals.

For further details, please refer to the official SID and KIM available on the AMC’s website.

RksWealth India Pvt. Ltd.
AMFI Registered Mutual Fund Distributor

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully.