Loan Against Mutual Funds (LAS): Smart Way to Get Instant Liquidity
Need funds but don’t want to sell your investments?
With a Loan Against Mutual Funds (LAS), you can get instant cash while your investments keep growing.
🔍 What is LAS?
LAS lets you borrow money by pledging your mutual fund units as security.
Your funds stay invested, continue to earn returns, and you get the liquidity you need — instantly.
💡 Key Benefits
✅ Quick Access to Funds – No need to redeem your mutual funds.
✅ Retain Ownership – Investments remain in your name.
✅ Lower Interest Rates – Cheaper than personal loans.
✅ Flexible Repayment – Pay anytime without penalties.
📊 Example
If you have mutual funds worth ₹10 lakh, you can get a loan of about ₹6–7 lakh without selling them.
⚠️ Note
If the market value of your funds drops, you may need to provide extra collateral or partial repayment.
✨ Conclusion
Loan Against Mutual Funds is a smart way to meet short-term financial needs while keeping your long-term goals intact.
we help you to unlock the true value of your investments without breaking them.
📋 Disclaimer
Loan Against Mutual Funds is subject to the lender’s terms and conditions. Mutual Fund investments are subject to market risks please read all scheme-related documents carefully before investing.
